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Police Take-Home Pay Calculator 2026/27

See exactly what lands in your account after pension, tax and National Insurance. All ranks and pay points, with the 3.5% award applied.

After DeductionsReal net pay
Student Loan& part-time
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Police Take-Home Pay Calculator

Net pay after pension, tax and NI

Monthly take-home
£0
Annual
£0
Weekly
£0
Take-home 0%Deductions 0%
Show full breakdown
Gross salary£0
Pension £0
Income tax£0
National Insurance£0
Annual take-home£0

Estimate for guidance. Applies the confirmed 3.5% award to current scales.

What Comes Out of Your Gross Pay

Four deductions stand between your salary and your bank account. Here is what each one is.

Pension

PPS 2015 takes 12.88% to 14.22% of pensionable pay, deducted before tax so you get relief.

Income Tax

20% above your personal allowance, then 40% above £50,270. The threshold is frozen.

National Insurance

8% between £12,570 and £50,270, then 2% above. Charged on gross, not reduced by pension.

Student Loan

9% (or 6% postgraduate) on earnings above your plan threshold, if you have one.

See What Your Pay Rise Adds

This shows your take-home now. Use the Pay Rise Calculator to see what the 3.5% award added, or the Back Pay Calculator for arrears.

The Police Take-Home Pay Calculator for 2026/27

This free police take-home pay calculator shows your real net salary after pension, tax and National Insurance.

Pick your rank and pay point to see your monthly, annual and weekly take-home, with the confirmed 3.5% award applied.

It covers every rank from constable to chief superintendent across England and Wales.

Why Your Take-Home Is Less Than Your Salary

Your gross salary is the headline figure. Take-home is what remains after four deductions.

Pension comes out first and reduces your taxable pay. Income tax and National Insurance then apply, and a student loan if you have one.

For most constables the total effect is roughly 25% to 30% of gross, so take-home is around 70p to 75p in the pound.

Police Take-Home Pay Calculator: Frequently Asked Questions

How is police take-home pay calculated?
Gross salary minus the PPS 2015 pension, income tax, National Insurance and any student loan.
Can I calculate part-time police pay?
Yes. Open More options and set your contracted hours against the full-time week and it pro-rates everything.